It’s clear that the current economic climate is stressful for many people. With the threat of redundancies, banks going bust, big companies going into administration, and poor pension performance, no wonder the global economic mood is a little pessimistic.

However, rather than wait to be made redundant (if you’re in full time employment) or wait for a job (if you’re looking for a job), I recommend investigating how you can work for yourself and earn an extra income. Sure it’s a difficult time to make money, but it’s worth being proactive to make some cash to prepare for the worst. You never know, your sideline might even become a full business!

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Whilst I’ve been pondering the ways I can exploit my experience and skills to make money and eventually escape the rat race, I wondered how I should represent myself. Having an online identity relating to you as an individual makes a lot of sense if your business is heavily related to you as an individual too.

For example, if you have a reputation as a public speaker, photographer, life coach, counsellor, or any other similar service, it would make sense to have a domain name that uses your own name.

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So you’ve chosen to work for yourself. Be it for more freedom, the opportunity to make money from what you enjoy or the chance to make a real success of yourself in life. It’s fairly common knowledge that if you want to succeed, you need to set yourself goals and then go about achieving them. However, how do you measure if you’re successful?

Is being successful something you want others to perceive? Is it a standard measure that you need to meet? Or is it just something inside you that you want to feel?

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It’s well known among my friends that I have a few websites that earn me extra cash in addition to my day job. When I meet new people, they often ask what I do and are frequently impressed by my online ventures. More often than not, I hear something like “I wish I could do that”, “I don’t know how you find the time”, “I’m not smart enough for something like that”. Which I believe to be utter nonsense.

You can usually make something online with some hard work and a modest idea. However, here’s my tribute to those who make excuses about trying to earn a little extra cash online.

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If you’ve considered working for yourself, you probably already know the benefits. You instantly gain flexible working hours, the pride of working for yourself, you can do something that you enjoy, no more commuting, and you get to forget about office politics for good.

However, working for yourself is not always rosy, and here are some of the challenges that you will need to consider if you start working for yourself full time.

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Here’s a simple rule for you. The less money you spend, the more you have left! If you spend lots of your time earning money, surely you want to do what you can to save money too. A great rule that you probably know, but do you use it?

Here are some tips to help you look after the money you do have to keep your costs as low as possible.

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Fed up with your 9 to 5 day job? Well don’t quit just yet, as regardless of how young or old you are, you need to think about how you’re going to survive when you do quit your job. For example, if you want to retire at 50, you need to make plans to have a good income whilst you’re not working. With the average life expectancy going up as health care improves, you will have trouble saving enough to live on.

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