It’s clear that the current economic climate is stressful for many people. With the threat of redundancies, banks going bust, big companies going into administration, and poor pension performance, no wonder the global economic mood is a little pessimistic.

However, rather than wait to be made redundant (if you’re in full time employment) or wait for a job (if you’re looking for a job), I recommend investigating how you can work for yourself and earn an extra income. Sure it’s a difficult time to make money, but it’s worth being proactive to make some cash to prepare for the worst. You never know, your sideline might even become a full business!

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The term “credit crunch” has been banded around now for around 12 months so I’ll spare you my thoughts on why it has happened. However, I’d like to share my thoughts on what effect the credit crunch has on businesses and what opportunities it provides.

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